MEDICAL INSURANCE SCHENGEN & EUROPE
SCHENGEN VISA INSURANCE
What is the Schengen area?
Since 14 June 1985, the « Schengen area » means the territory formed by the fifteen countries that have acceded to the Schengen Agreement (Sweden, Portugal, the Netherlands, Norway, Luxembourg, Italy, Iceland , Greece, France, Finland, Spain, Denmark, Belgium, Austria and Germany).
In 2008, some new countries have joined the Schengen area: Malta, Estonia, Latvia, Lithuania, Hungary, Poland, Czech Republic, Slovakia, Slovenia and Switzerland).
It is important to note that all European Union countries are not covered by the Schengen agreements (Island and Norway are among those countries).
The Schengen Agreement has the objective of free movement for persons inside the Schengen area. So therefore the Schengen visa issued by a member of the Schengen Agreement is valid throughout the Schengen area. It is issued for stays up to 90 days per semester.
Any foreign national legally resident in one of the Schengen States can make short stays in any other Member State if he holds a valid passport recognized by all Schengen states and a residence permit issued by the authorities of the country of residence.
Why insurance for Schengen visa?
Since 1 June 2004, the Schengen visa applicant has to take an insurance covering the costs of repatriation and medical expenses up to 30 000.
Here is an extract from the decision of the European Union:
… In addition, in support of his application for visa or travel, the applicant must prove that he owns, individually or collectively, an appropriate and valid travel insurance covering any costs of repatriation for medical reasons, urgent medical attention and / or emergency hospital treatment.
Applicants should in principle underwrite insurance in their state of residence. Where this is not possible, they should seek to obtain insurance in any other country. If the host underwrites insurance for the applicant, he should do in his own home state.
The insurance must be valid throughout the territory of the Member States fully implementing the provisions of the Schengen agreement and for the duration of stay of the person concerned. The minimum coverage is 30 000 euros. Get a free quote online and purchase your insurance schengen (button souscrire en ligne).
BENEFIT AOC Visa Schengen Travel insurance plan :
PREMIUM Benefit :
Territorial cover only within the Schengen area
Maximum cover per person per trip: USD 37,500 / EUR 30,000 (30 EUR deductible)
Insurer Groupama Mutuaide Assistance
CONFORT Benefit including Optional Personal Liability :
+ €1 525 000 Bodily injury resulting financial loss/claim
+ €300 000 Property damages resulting financial loss/claim
+ €300 deductible/claim
AOC VISA SCHENGEN BENEFIT
+ Hospitalisation full covered
+ Out-patient treatment by specialists – Xray -prescribed drugs
+ Emergency dental treatment covered
+ Ambulance Transportation
+ Medical Evacuation full covered
+ Repatriation Assistance full covered
+ Extension of the beneficiary’s trip with accommodation expenses (€60 with a max of 10 days) of one accompanying insured person
+ Transportation cost of one member of your family with accomodation expenses (€60/day) up to 7 days
+ Full paid one way transport costs of one accompanying insured person and/or minor children if left alone
+ Repatriation of mortal remains
+ Advance bond required by the local authority €15 000 and lawyer fees up to €3 000
+ Personal Liability
|DESTINATION Espace Schengen (Premium EUROS)
|provenance||ZONE 1||ZONE 2||ZONE 3||provenance||ZONE 1||ZONE 2||ZONE 3|
|1 week||14||16||16||1 week||17||19||19|
|2 week||18||20||22||2 weeks||22||24||26|
|3 week||22||24||32||3 weeks||26||28||36|
|1 month||26||28||36||1 month||32||34||42|
|2 months||32||34||46||2 months||40||42||54|
|3 months||40||42||64||3 months||49||51||73|
|4 months||46||49||133||4 months||56||59||143|
|5 months||68||73||155||5 months||80||85||167|
|6 months||90||97||185||6 months||104||111||199|
|7 months||112||121||220||7 months||128||137||236|
|8 months||134||145||250||8 months||152||163||268|
|9 months||156||169||280||9 months||176||189||300|
|10 months||178||193||305||10 months||200||215||327|
|11 months||200||217||345||11 months||225||242||370|
|12 months||222||241||380||12 months||247||266||405|
ZONE 1 : EUROPEAN COUNTRIES bordering France : Germany, Andorra, United Kingdom, Austria, Baléares,
Belgium, Scotland, Spain, Gibraltar, Ireland, Italia, Liechtenstein, Luxembourg, Netherland, Portugal, San-Marin, Switzerland & Vatican.
ZONE 2 : AUTRES PAYS EUROPEENS & BASSIN MEDITERRANNEEN : Albania, Belarus, Bosnia, Bulgaria, Cyprius, Croatia,
Denmark, Groenland, Estonia, Finland, Géorgie, Greece, Hungary, Israël, Latvia, Lithuania, Macédonia, Madeira, Malta, Morocco, Moldavia, Norway, Poland, Czech Republic, Roumania, Russia, Fédération of Russia, Slovaquia, Slovénia, Sweden, Tunisia, Turkey, Ukraine, et Yougoslavia (Monténégro & Serbia).
ZONE 3 : REST OF THE WORLD : Others countries do not include in zones 1 et 2 (Cf general conditions).
AOC Insurance Broker, Wherever you are, we’ll cover you