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+ Insurance Visa Schengen If you are traveling to Europe and are not a Citizen of a European country, you will need to obtain a visa known as a Schengen Visa. In order to obtain this visa you are required to hold travel insurance with an emergency medical minimum of approximately $50,000. 

+ Travel Insurance Travel insurance covers a traveler’s vacation cost against cancellation and interruption while also providing medical, lost or damaged property and travel delay coverage. Travelers are reimbursed if they have to cancel or interrupt their travel. They are also covered should the need arise for emergency medical treatment, medical evacuation and a number of other benefits.

+ International Medical insurance medical cover that extends from 1 day to 5 years. It is mainly used by people traveling outside their home country for work, study, visiting relatives or pleasure.
Visitors to the USA – Immigrants – US Visa workers – Been in the USA less than 2 years – Foreign students who study inside the US – US students who study abroad – Missionaries & Aid Workers – Family members visiting relatives living in the US – US workers abroad – Workers new to the USA – Anyone looking for long term medical cover



Insurance certificate and
receipt after payment online

AOC Insurance Broker Paris – FRANCE

Compare your Expat Médical & Travel Insurance

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What is the Schengen area?

Since 14 June 1985, the « Schengen area » means the territory formed by the fifteen countries that have acceded to the Schengen Agreement (Sweden, Portugal, the Netherlands, Norway, Luxembourg, Italy, Iceland , Greece, France, Finland, Spain, Denmark, Belgium, Austria and Germany).

In 2008, some new countries have joined the Schengen area: Malta, Estonia, Latvia, Lithuania, Hungary, Poland, Czech Republic, Slovakia, Slovenia and Switzerland).
It is important to note that all European Union countries are not covered by the Schengen agreements (Island and Norway are among those countries).
The Schengen Agreement has the objective of free movement for persons inside the Schengen area. So therefore the Schengen visa issued by a member of the Schengen Agreement is valid throughout the Schengen area. It is issued for stays up to 90 days per semester.

Any foreign national legally resident in one of the Schengen States can make short stays in any other Member State if he holds a valid passport recognized by all Schengen states and a residence permit issued by the authorities of the country of residence.

Why insurance for Schengen visa?

Since 1 June 2004, the Schengen visa applicant has to take an insurance covering the costs of repatriation and medical expenses up to 30 000.

Here is an extract from the decision of the European Union:

… In addition, in support of his application for visa or travel, the applicant must prove that he owns, individually or collectively, an appropriate and valid travel insurance covering any costs of repatriation for medical reasons, urgent medical attention and / or emergency hospital treatment.
Applicants should in principle underwrite insurance in their state of residence. Where this is not possible, they should seek to obtain insurance in any other country. If the host underwrites insurance for the applicant, he should do in his own home state.
The insurance must be valid throughout the territory of the Member States fully implementing the provisions of the Schengen agreement and for the duration of stay of the person concerned. The minimum coverage is 30 000 euros. Get a free quote online and purchase your insurance schengen (button souscrire en ligne).

BENEFIT AOC Visa Schengen Travel insurance plan :

PREMIUM Benefit :

Territorial cover only within the Schengen area

Maximum cover per person per trip: USD 37,500 / EUR 30,000 (30 EUR deductible)

Insurer Groupama Mutuaide Assistance

CONFORT Benefit including Optional Personal Liability :

+ €1 525 000 Bodily injury resulting financial loss/claim

+ €300 000 Property damages resulting financial loss/claim

+ €300 deductible/claim


+ Hospitalisation full covered

+ Out-patient treatment by specialists – Xray -prescribed  drugs

+ Emergency dental treatment covered

+ Ambulance Transportation

+ Medical Evacuation full covered

+ Repatriation Assistance full covered

+ Extension of the beneficiary’s trip with accommodation expenses (€60 with a max of 10 days) of one accompanying insured person

+ Transportation cost of one member of your family with accomodation expenses (€60/day) up to 7 days

+ Full paid one way transport costs of one accompanying insured person and/or minor children if left alone

+ Repatriation of mortal remains

+ Advance bond required by the local authority €15 000 and lawyer fees up to €3 000

+ Personal Liability

DESTINATION  Espace Schengen (Premium EUROS)
provenance ZONE 1 ZONE 2 ZONE 3 provenance ZONE 1 ZONE 2 ZONE 3
1 week 14 16 16 1 week 17 19 19
2 week 18 20 22 2 weeks 22 24 26
3 week 22 24 32 3 weeks 26 28 36
1 month 26 28 36 1 month 32 34 42
2 months 32 34 46 2 months 40 42 54
3 months 40 42 64 3 months 49 51 73
4 months 46 49 133 4 months 56 59 143
5 months 68 73 155 5 months 80 85 167
6 months 90 97 185 6 months 104 111 199
7 months 112 121 220 7 months 128 137 236
8 months 134 145 250 8 months 152 163 268
9 months 156 169 280 9 months 176 189 300
10 months 178 193 305 10 months 200 215 327
11 months 200 217 345 11 months 225 242 370
12 months 222 241 380 12 months 247 266 405


ZONE 1 : EUROPEAN COUNTRIES bordering France : Germany, Andorra, United Kingdom, Austria, Baléares,

Belgium, Scotland, Spain, Gibraltar, Ireland, Italia, Liechtenstein, Luxembourg, Netherland, Portugal, San-Marin, Switzerland & Vatican.

ZONE 2 : AUTRES PAYS EUROPEENS & BASSIN MEDITERRANNEEN : Albania, Belarus, Bosnia, Bulgaria, Cyprius, Croatia,

Denmark, Groenland, Estonia, Finland, Géorgie, Greece, Hungary, Israël, Latvia, Lithuania, Macédonia, Madeira, Malta, Morocco, Moldavia, Norway, Poland, Czech Republic, Roumania, Russia, Fédération of Russia, Slovaquia, Slovénia, Sweden, Tunisia, Turkey, Ukraine, et Yougoslavia (Monténégro & Serbia).

ZONE 3 : REST OF THE WORLD : Others countries do not include in zones 1 et 2 (Cf general conditions).

Benefit AOC Visa Schengen (pdf)

Brochure AOC Visa Schengen French (pdf)

General Conditions AOC Visa Schengen (pdf)




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